Funding
Solutions

Flexible, risk-free, short-term financing solutions that adapt to your growth, providing the working capital necessary to focus on your business, free from complicated long-term contracts.

Confidently navigate every stage of growth, while we handle invoice management and collections, ensuring your resources are focused on your success.

Our Funding Solutions

Financing Growth, Fostering Trust

Catered to the requirements of small, medium, and emerging middle-market businesses, offering the extensive resources and service capacities of a larger financial services firm, while providing personalized service and expertly managing invoice and collections processes. Mitigating risk, so you can secure the necessary capital and concentrate on your business growth, supported at every step.

bridge the gap

Invoice Factoring

Invoice Factoring, or “accounts receivable factoring”, is the process by which you bridge the gap between doing the work and getting paid. Factoring is not a loan but an advance on the money you get once an invoice is paid. The best part: we act as your outsourced collections team, helping you collect as well as do any paperwork involved. Making it easy to work with even large customers and grow your business.

purchase pre-sold product

Purchase Order Funding

If your business is experiencing a surge in orders that outpaces your available working capital, use Purchase Order (PO) Financing to supplement your working capital.

For businesses that receive manufactured goods from suppliers, PO Financing ensures compliance with supplier payment demands and addresses the potential delay between product shipment and customer payment. Upon approval, our PO Financing solution covers the entire cost of in-transit products, providing support when it’s needed the most.

access up to $20 million

Asset Based Lending

With Asset Based Lending (ABL), you can access up to $20 million in a discreet, cost-effective, and flexible manner. When your business falls slightly short of traditional bank loan criteria or requires swift capital for time-sensitive needs, turn to an alternative financing solution that’s both quick and adaptable.

You will also gain direct access to our entrepreneurial principles, key decision-making strategies, innovative thinking, and efficient lending practices, as these are pivotal to your business’s success.

Alternative Funding Options

We understand that your journey is unique.

This is why we also offer Cash Flow Loans and Equipment Financing and Leasing. With all these options available in a single place, you’re never far from the solutions you need, even as your business evolves. This accessibility becomes truly priceless when unexpected challenges or promising opportunities arise, demanding swift action.

Our goal isn’t just to be a service provider; it’s to be your responsive partner in every phase of your business growth. No matter the change or shift in your needs, you can count on Capitally Finance Corp to be by your side, ready to offer the right solution at the right time.

– Invoice Discounting
– Equipment Financing
– Letters of Credit
– Export Factoring
– Asset-based Lending
– Business Factoring Services

– International Factoring
– Import Financing
– Purchase Order Financing
– Inventory Financing
– Traditional Factoring

What is factoring in simple words?

Factoring is a financial move that businesses make to manage their immediate cash needs. Imagine you have invoices that promise future payments, but you need cash right now. Instead of waiting, you can sell those invoices to a trusted third party known as a “factor.” They’ll provide you with some funds upfront and more as you need, deducting a small fee for their services. It’s a strategic way to unlock the value of your accounts receivable and ensure your business stays financially agile.

And how does it work
For my Business?

Discover how you can unlock working capital with Capitally

Capitally must understand your business well and develop a financial plan that will help you in the immediate as well as the long-term. Once we know the plan of action we can do the necessary paperwork, advance funds and help you execute the financial plan we create together.

What's the difference between a bank and a factor?

Traditional banks do not have the flexibility a factor does when assessing risk in a business scenario. Traditional banks need to be risk-averse, to the point that many businesses have seen their funding cut on the grounds of a bad quarter or mistake. Factors see risks differently, use business principles, and can visit your premises, considering additional aspects of your business like invoices, other assets or purchase orders. They build business relationships beyond finances and offer more strategic support than a traditional bank can offer.

The safe
Funding Alternative

Offering companies local service and decision making, as well as immediate financing upon approval. Our solutions are customized, flexible and convenient, with no long-term contracts or hidden fees.

With quick service that avoids disrupting existing banking relationships, our financing options are based on future opportunities, not past performance, ensuring your business’s potential isn’t limited by today’s challenges.

Whatever you're facing, we're Your Financial Ally.

Whether you’re unable to make payroll, you’re watching your bank account deplete as you wait on invoices to be paid, or you’re facing a huge purchase order and don’t know how you’re going to make it happen. We can help.

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