Asset-Based Funding
Maximize your capital potential and propel your business forward.
Elevate your business with Capitally’s Asset-Based Lending (ABL) solution, tailored for larger companies seeking efficient financing alternatives. While Accounts Receivable Factoring offers a pathway for financing, our ABL solution stands out with its unparalleled flexibility, discretion, and cost-effectiveness. Backed by comprehensive financial reporting and internal controls, including monthly statements and aged A/R and A/P summaries, we provide a discreet and customizable approach to meeting your financial needs. Empower your company’s growth and stability with Capitally’s Asset-Based Lending.
Discover the versatility and comprehensive financing options of Asset-Based Lending (ABL) with Capitally.
ABL transcends the conventional boundaries of financing by offering a range of options that extend beyond the mere value of your accounts receivable. It’s not just small businesses that encounter cash flow challenges; even larger enterprises with extensive client bases and intricate financial frameworks can face situations where payables outweigh receivables, leaving them in need of working capital. These companies might fall short of traditional bank loan criteria or face seasonal capital requirements that traditional loans can’t accommodate due to their rigid structures.
Step into a realm beyond traditional financing with ABL. By leveraging not only your accounts receivable but also your inventory, equipment, and real estate, ABL provides the flexibility needed to address your financial needs comprehensively. For larger ABL clients equipped with robust financial reporting and internal controls, non-notification financing offers an additional advantage. With non-notification, you retain control over invoicing and collections, receiving payments directly and seamlessly deposited into a designated “sweep account,” all while Capitally manages the financial transactions discreetly. Moreover, thanks to your strong credit and financial reporting, our risk is minimized, enabling us to offer significantly lower rates compared to pure factoring solutions. Experience the enhanced flexibility and tailored financing options of ABL with Capitally.
How it Works in Your Business
Accounts Receivable
Other Assets (i.e. Inventory, Equipment, Real Estate, etc.)
Maximize your working capital potential by leveraging all your assets with Asset-Based Lending (ABL) from Capitally.
With ABL, you’re not limited to financing against accounts receivable alone; you can also utilize inventory, equipment, and real estate—both residential and commercial—to secure the capital you need.
Inventory—Whether it’s raw materials, work in progress (WIP), or finished goods, your inventory can serve as a valuable source of working capital. Margin rates, the percentage that Capitally Finance Corp will advance, vary based on the nature of your inventory, ensuring flexibility tailored to your business’s needs.
Equipment—Valued by a third-party appraisal, equipment can unlock funding up to 75% of its liquidation value, providing a substantial injection of working capital to support your operations.
Real Estate—Through third-party appraisals or letters of opinion, real estate with strong sales potential can secure financing up to 75% of the appraised value, minus any prior encumbrances such as mortgages. Whether residential or commercial, your real estate assets can play a crucial role in fueling your business growth.
With ABL from Capitally, your entire asset portfolio becomes a powerful tool for generating the working capital you need to thrive.
Success Stories
Capitally ABL offers a range of compelling benefits designed to elevate your financing experience:
Enhanced Customer Optics: Our ABL solution operates discreetly, ensuring that it remains invisible to your end customers, maintaining the integrity of your business relationships.
Diverse Asset Leverage: Unlock additional capital by leveraging various asset categories tailored to your specific needs, providing flexibility and agility in your financial strategy.
Competitive Rates: Enjoy lower rates compared to traditional factoring solutions, optimizing your cost savings and improving your bottom line.
Transparent Terms: We prioritize transparency by eschewing long-term contracts and hidden fees, ensuring that you have a clear understanding of your financing arrangement at all times.
Dynamic Borrowing Calculations: Borrowing amounts are recalculated weekly, not monthly like traditional banks, enabling you to swiftly capitalize on strong growth cycles and seize opportunities as they arise.
Experience the difference with Capitally ABL and unlock a world of financial possibilities tailored to your business’s unique needs.
We’re always ready to help
Capitally is a full-service working capital and trade finance company that grows with you. Get personalized strategic guidance, and up to $20 Million in fast funding.
